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Transfer a Junior SIPP

Keeping track of your family’s savings can be a challenge. If you’re building a nest-egg for a child’s future as well as planning your own retirement, bringing your accounts together under one roof can make them easier to manage.

Transferring a Junior SIPP so you can see it alongside your existing Fidelity accounts can help you track your savings and plan for your family’s collective future more effectively. It could also be cheaper, with lower service fees than you’re currently paying. 

Important information - please keep in mind that the value of investments can fall as well as rise, so you may get back less than you invest.. Pension transfers are a complex area and may not be suitable for everyone. Before going ahead with a Junior SIPP transfer, we strongly recommend that you undertake a full comparison of the benefits, charges and features offered.

Junior SIPP transfers must be done as cash, which may mean you are out of the market while the process takes place. Withdrawals from a Junior SIPP will not normally be possible until the child reaches age 55. 

If you are in any doubt whether or not a pension transfer is suitable for your circumstances we strongly suggest that you seek advice from an authorised financial adviser. To find out what else you should consider before transferring, please read our pension transfer factsheet.

Start your transfer now

Bringing your family’s pensions under one roof can make them easier to manage, while helping you keep an eye on costs, and give you access to a wealth of Fidelity guidance.

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Why choose Fidelity


All your investments in one secure place

One login, one online statement, one number to call — and one simple fee.


Value for money

Our typical service fee is 0.35%, but by bringing your investments together you could qualify for our Wealth service, one of the benefits of which is a 0.2% service fee.


No exit fees

We don't charge exit fees if you wish to transfer out of Fidelity. For transfers in however, we will cover any exit fees your current provider may charge, up to a total of £500 per person. T&Cs apply*